Total investment required = £165,250.54 (BTS) or £161,582.94 (BTL)

Refurbishment Budget = Up to £40,000     

Cash left in deal (+/-) = £26,582.94 Buy-To-Let (BTL)

Exit strategies: Refurbishment Budget: Up to £40,000

1. Buy-To-Let (BTL) rental at £995 per calendar month.    

Cashflow @ 5.75% = £149.13 per calendar month      ROI* = 6.7%       BEP** = 14 years 9 months

Estimated Income:

THREE-bedroom Mid-Terrace property = £800 to £1,100 per calendar month.

Cashflow if the property is refinanced at an estimated valuation of £180,000 - 75% (Loan to value) LTV = £135,000

@ 5.75% New Interest ONLY remortgage = £646.88 - [ £995 less monthly lettings FEES (10%) and less monthly maintenance COST (10%) ] = £149.13

ROI* = 6.7% Cash left in the deal = £26,582.94 - BEP** = 6 years and 7 months to break even meaning £1,194 saved per annum towards any repair bills/ cost

Rental properties within a 5-mile-square radius and up to £1,100 within the last 3 months

        LET AGREED £1,200 The Pound, PEMBROKE DOCK, SA72 Listed 13/08/23 Open Rent

         LET AGREED £950 Main Street, PEMBROKE, SA71 Listed 20/08/23 John Francis.                       

                 LET AGREED £900 London Road, PEMBROKE DOCK, SA72 Listed 20/08/23 John Francis Estate

          LET AGREED £995 Gwyther Street, PEMBROKE DOCK, SA72 Reduced on 05/10/23 FBM

2. Buy-To-Sell (BTS) resale value ranges from £175K to £225K (for this source pack information, £180,000 is used as DUV value)    

Pre-Tax Profit estimated at £14K             ROI* = 18.7%             GDV*** = 8.2%

Sold Comparable properties within a mile-square radius and up to a resale value of £225,000 within the last 12 months

31 Park Street, SA72 6JG £200, 000 4 Bed Terrace Sold on 20/04/23

1 Hill Street, SA72 6QP £190, 000 3 Bed Terrace Sold on 24/03/23

36 Arthur Street, SA72 6EN £184, 000 4 Bed Terrace Sold on 20/03/23

 3 Hawkstone Road, SA72 6HN £232, 000 3 Bed Terrace Sold on 07/02/23

88 Laws Street, SA72 6DG £158, 000 3 Bed Terrace Sold on 20/01/23

6 Park Street, SA72 6JG £200, 000 4 Bed Terrace Sold on 20/12/22

102 Military Road, SA72 6SG £170, 000 3 Bed Terrace Sold on 09/12/22

21 Pembroke Street, SA72 6XH £170, 000 3 Bed Terrace Sold on 29/11/22

7 Church Street, SA72 6AR £182, 000 3 Bed Terrace Sold on 10/11/22

12 Argyle Street, SA72 6HL £220, 000 3 Bed Terrace Sold on 07/10/22

24 Bush Street, SA72 6AU £167, 000 3 Bed Terrace Sold on 27/10/22

 4 Bush Street, SA72 6AU £177, 777 3 Bed Terrace Sold on 29/10/22

Examples of properties On the market (OTM) within a mile-square radius up to the value of £225,000 within the last 6 months

OTM £195,000 4 Bedrooms Clarence Street, SA72 Reduced on 10/10/23 John Francis

OTM £190,000 3 Bedrooms London Road, SA72 Reduced on 07/09/23 John Francis

OTM £215,000 3 Bedrooms Bush Street, SA72 Reduced on 23/08/23 FBM

OTM £210,000 4 Bedrooms Meyrick Street, SA72 Listed 23/07/23 West Wales Properties

OTM £210,000 3 Bedrooms Gwyther Street, SA72 Reduced on 23/07/23 Pembrokeshire Properties

OTM £215,000 3 Bedrooms 39 Bush Street, SA72 Reduced on 07/08/23 Guy Thomas

OTM £180,000 4 Bedrooms Arthur Street, SA72 Listed 11/09/23 John Francis

OTM £209,950 4 Bedrooms London Road, SA72 Listed 02/09/23 Brett

Sold subject to contracts (SSTC) or under-offer (U/O) properties

SSTC £200,000 Laws Street, SA72 Listed 16/12/22 John Francis

SSTC £175,000 Laws Street, SA72 Listed 04/07/23 FBM

SSTC £190,000 45 Church Street, SA72 Listed 15/06/23 John Francis

U/O £175,000 Laws Street, SA72 Listed 07/07/23 FBM

U/O £180,000 Arthur Street, SA72 6AX Listed 11/09/23 Pembrokeshire Properties and Estates